---
title: "15 U.S.C. 1681q FCRA: Obtaining information under false pretenses"
canonical: "https://dposchool.com/fcra/section/1681q"
source: "https://uscode.house.gov/us/usc/119-136/t15/s1681q/"
source_note: "Source: United States Code, title 15, published by the Office of the Law Revision Counsel of the U.S. House of Representatives (uscode.house.gov), release point 119-136. The editorial and statutory notes are not reproduced."
text_as_of: "2026-10-22"
language: "en"
publisher: "DPO School"
---

15 U.S.C. 1681q FCRA · Chapter 41: CONSUMER CREDIT PROTECTION

# 15 U.S.C. 1681q FCRA: Obtaining information under false pretenses

United States Code, current through Public Law 119-136 (October 22, 2026). Retrieved 30 October 2026.

## Official text

Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under false pretenses shall be fined under title 18, imprisoned for not more than 2 years, or both.

## Source

Source: United States Code, title 15, published by the Office of the Law Revision Counsel of the U.S. House of Representatives (uscode.house.gov), release point 119-136. The editorial and statutory notes are not reproduced.

Source credit: ( Pub. L. 90-321, title VI, § 619 , as added Pub. L. 91-508, title VI, § 601 , Oct. 26, 1970 , 84 Stat. 1134 ; amended Pub. L. 104-208, div. A, title II, § 2415(a) , Sept. 30, 1996 , 110 Stat. 3009–450 .)

[15 U.S.C. 1681q on the Office of the Law Revision Counsel](https://uscode.house.gov/us/usc/119-136/t15/s1681q/)

United States Code, current through Public Law 119-136 (October 22, 2026). Retrieved 30 October 2026.

This is reference material, not legal advice.

## Navigation

[FCRA Navigator](https://dposchool.com/fcra) / 15 U.S.C. 1681q

Previous: [15 U.S.C. 1681p FCRA: Jurisdiction of courts; limitation of actions](https://dposchool.com/fcra/section/1681p)

Next: [15 U.S.C. 1681r FCRA: Unauthorized disclosures by officers or employees](https://dposchool.com/fcra/section/1681r)

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