---
title: "15 U.S.C. 1681s–1 FCRA: Information on overdue child support obligations"
canonical: "https://dposchool.com/fcra/section/1681s-1"
source: "https://uscode.house.gov/us/usc/119-136/t15/s1681s-1/"
source_note: "Source: United States Code, title 15, published by the Office of the Law Revision Counsel of the U.S. House of Representatives (uscode.house.gov), release point 119-136. The editorial and statutory notes are not reproduced."
text_as_of: "2026-10-22"
language: "en"
publisher: "DPO School"
---

15 U.S.C. 1681s–1 FCRA · Chapter 41: CONSUMER CREDIT PROTECTION

# 15 U.S.C. 1681s–1 FCRA: Information on overdue child support obligations

United States Code, current through Public Law 119-136 (October 22, 2026). Retrieved 30 October 2026.

## Official text

Notwithstanding any other provision of this subchapter, a consumer reporting agency shall include in any consumer report furnished by the agency in accordance with section 1681b of this title, any information on the failure of the consumer to pay overdue support which⁠—

#### 15 U.S.C. 1681s–1(1)

**(1)** is provided⁠—

##### 15 U.S.C. 1681s–1(1)(A)

**(A)** to the consumer reporting agency by a State or local child support enforcement agency; or

##### 15 U.S.C. 1681s–1(1)(B)

**(B)** to the consumer reporting agency and verified by any local, State, or Federal Government agency; and

#### 15 U.S.C. 1681s–1(2)

**(2)** antedates the report by 7 years or less.

## Source

Source: United States Code, title 15, published by the Office of the Law Revision Counsel of the U.S. House of Representatives (uscode.house.gov), release point 119-136. The editorial and statutory notes are not reproduced.

Source credit: ( Pub. L. 90-321, title VI, § 622 , as added Pub. L. 102-537, § 2(a) , Oct. 27, 1992 , 106 Stat. 3531 .)

[15 U.S.C. 1681s–1 on the Office of the Law Revision Counsel](https://uscode.house.gov/us/usc/119-136/t15/s1681s-1/)

United States Code, current through Public Law 119-136 (October 22, 2026). Retrieved 30 October 2026.

This is reference material, not legal advice.

## Navigation

[FCRA Navigator](https://dposchool.com/fcra) / 15 U.S.C. 1681s–1

Previous: [15 U.S.C. 1681s FCRA: Administrative enforcement](https://dposchool.com/fcra/section/1681s)

Next: [15 U.S.C. 1681s–2 FCRA: Responsibilities of furnishers of information to consumer reporting agencies](https://dposchool.com/fcra/section/1681s-2)

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