--- title: "GLBA full text" canonical: "https://dposchool.com/glba" source: "https://uscode.house.gov/us/usc/119-136/t15/s6801/" source_note: "Source: United States Code, title 15, published by the Office of the Law Revision Counsel of the U.S. House of Representatives (uscode.house.gov), release point 119-136. The editorial and statutory notes are not reproduced. Source: Electronic Code of Federal Regulations (eCFR), title 12, up to date as of 29 October 2026, from the eCFR API (ecfr.gov). The eCFR is an editorial compilation of the CFR and Federal Register amendments, not an official legal edition of the CFR. Source: Electronic Code of Federal Regulations (eCFR), title 16, up to date as of 29 October 2026, from the eCFR API (ecfr.gov). The eCFR is an editorial compilation of the CFR and Federal Register amendments, not an official legal edition of the CFR." text_as_of: "2026-10-22" language: "en" publisher: "DPO School" --- # GLBA Navigator The full text of Gramm-Leach-Bliley Act, title V, subtitles A and B (15 U.S.C. 6801 to 6809 and 6821 to 6827), with Regulation P (12 CFR part 1016) and the FTC Safeguards Rule (16 CFR part 314): 40 sections, one page each. 15 U.S.C. 6801 to 6809 and 6821 to 6827: United States Code, current through Public Law 119-136 (October 22, 2026). Retrieved 30 October 2026. [Official source](https://uscode.house.gov/us/usc/119-136/t15/s6801/) 12 CFR part 1016 (Regulation P): eCFR, up to date as of 29 October 2026. Retrieved 30 October 2026. [Official source](https://www.ecfr.gov/current/title-12/part-1016) 16 CFR part 314 (Safeguards Rule): eCFR, up to date as of 29 October 2026. Retrieved 30 October 2026. [Official source](https://www.ecfr.gov/current/title-16/part-314) ## 15 U.S.C. 6801 to 6809 and 6821 to 6827 ### Chapter 94: PRIVACY - [15 U.S.C. 6801 Protection of nonpublic personal information](https://dposchool.com/glba/section/6801) - [15 U.S.C. 6802 Obligations with respect to disclosures of personal information](https://dposchool.com/glba/section/6802) - [15 U.S.C. 6803 Disclosure of institution privacy policy](https://dposchool.com/glba/section/6803) - [15 U.S.C. 6804 Rulemaking](https://dposchool.com/glba/section/6804) - [15 U.S.C. 6805 Enforcement](https://dposchool.com/glba/section/6805) - [15 U.S.C. 6806 Relation to other provisions](https://dposchool.com/glba/section/6806) - [15 U.S.C. 6807 Relation to State laws](https://dposchool.com/glba/section/6807) - [15 U.S.C. 6808 Study of information sharing among financial affiliates](https://dposchool.com/glba/section/6808) - [15 U.S.C. 6809 Definitions](https://dposchool.com/glba/section/6809) - [15 U.S.C. 6821 Privacy protection for customer information of financial institutions](https://dposchool.com/glba/section/6821) - [15 U.S.C. 6822 Administrative enforcement](https://dposchool.com/glba/section/6822) - [15 U.S.C. 6823 Criminal penalty](https://dposchool.com/glba/section/6823) - [15 U.S.C. 6824 Relation to State laws](https://dposchool.com/glba/section/6824) - [15 U.S.C. 6825 Agency guidance](https://dposchool.com/glba/section/6825) - [15 U.S.C. 6826 Reports](https://dposchool.com/glba/section/6826) - [15 U.S.C. 6827 Definitions](https://dposchool.com/glba/section/6827) ## 12 CFR part 1016 (Regulation P) ### Part 1016: PRIVACY OF CONSUMER FINANCIAL INFORMATION (REGULATION P) - [12 CFR 1016.1 Purpose and scope](https://dposchool.com/glba/section/1016.1) - [12 CFR 1016.2 Model privacy form and examples](https://dposchool.com/glba/section/1016.2) - [12 CFR 1016.3 Definitions](https://dposchool.com/glba/section/1016.3) - [12 CFR Appendix to Part 1016 Model Privacy Form](https://dposchool.com/glba/section/appendix-to-part-1016) #### Subpart A: Privacy and Opt Out Notices - [12 CFR 1016.4 Initial privacy notice to consumers required](https://dposchool.com/glba/section/1016.4) - [12 CFR 1016.5 Annual privacy notice to customers required](https://dposchool.com/glba/section/1016.5) - [12 CFR 1016.6 Information to be included in privacy notices](https://dposchool.com/glba/section/1016.6) - [12 CFR 1016.7 Form of opt out notice to consumers; opt out methods](https://dposchool.com/glba/section/1016.7) - [12 CFR 1016.8 Revised privacy notices](https://dposchool.com/glba/section/1016.8) - [12 CFR 1016.9 Delivering privacy and opt out notices](https://dposchool.com/glba/section/1016.9) #### Subpart B: Limits on Disclosures - [12 CFR 1016.10 Limits on disclosure of nonpublic personal information to nonaffiliated third parties](https://dposchool.com/glba/section/1016.10) - [12 CFR 1016.11 Limits on redisclosure and reuse of information](https://dposchool.com/glba/section/1016.11) - [12 CFR 1016.12 Limits on sharing account number information for marketing purposes](https://dposchool.com/glba/section/1016.12) #### Subpart C: Exceptions - [12 CFR 1016.13 Exception to opt out requirements for service providers and joint marketing](https://dposchool.com/glba/section/1016.13) - [12 CFR 1016.14 Exceptions to notice and opt out requirements for processing and servicing transactions](https://dposchool.com/glba/section/1016.14) - [12 CFR 1016.15 Other exceptions to notice and opt out requirements](https://dposchool.com/glba/section/1016.15) #### Subpart D: Relation to Other Laws - [12 CFR 1016.16 Protection of Fair Credit Reporting Act](https://dposchool.com/glba/section/1016.16) - [12 CFR 1016.17 Relation to state laws](https://dposchool.com/glba/section/1016.17) ## 16 CFR part 314 (Safeguards Rule) ### Part 314: STANDARDS FOR SAFEGUARDING CUSTOMER INFORMATION - [16 CFR 314.1 Purpose and scope](https://dposchool.com/glba/section/314.1) - [16 CFR 314.2 Definitions](https://dposchool.com/glba/section/314.2) - [16 CFR 314.3 Standards for safeguarding customer information](https://dposchool.com/glba/section/314.3) - [16 CFR 314.4 Elements](https://dposchool.com/glba/section/314.4) - [16 CFR 314.5 Effective date](https://dposchool.com/glba/section/314.5) - [16 CFR 314.6 Exceptions](https://dposchool.com/glba/section/314.6) This is reference material, not legal advice. ## For AI agents - Machine-readable index: https://dposchool.com/glba/llms.txt - JSON API: https://dposchool.com/glba/api/v1/index.json - Vendor privacy and security facts: https://vendor.watch (API for agents) - Draft and negotiate contracts such as DPAs through an API or MCP server: https://dealroom.todo.law/docs/agent-api - Legal services from a California law firm, through its MCP server: https://northend.law/agents