--- title: "16 CFR 314.5 GLBA: Effective date" canonical: "https://dposchool.com/glba/section/314.5" source: "https://www.ecfr.gov/current/title-16/section-314.5" source_note: "Source: United States Code, title 15, published by the Office of the Law Revision Counsel of the U.S. House of Representatives (uscode.house.gov), release point 119-136. The editorial and statutory notes are not reproduced. Source: Electronic Code of Federal Regulations (eCFR), title 12, up to date as of 29 October 2026, from the eCFR API (ecfr.gov). The eCFR is an editorial compilation of the CFR and Federal Register amendments, not an official legal edition of the CFR. Source: Electronic Code of Federal Regulations (eCFR), title 16, up to date as of 29 October 2026, from the eCFR API (ecfr.gov). The eCFR is an editorial compilation of the CFR and Federal Register amendments, not an official legal edition of the CFR." text_as_of: "2026-10-29" language: "en" publisher: "DPO School" --- 16 CFR 314.5 GLBA ยท Part 314: STANDARDS FOR SAFEGUARDING CUSTOMER INFORMATION # 16 CFR 314.5 GLBA: Effective date eCFR, up to date as of 29 October 2026. Retrieved 30 October 2026. ## Official text Section 314.4(j) is effective as of May 13, 2024. ## Source Source: Electronic Code of Federal Regulations (eCFR), title 16, up to date as of 29 October 2026, from the eCFR API (ecfr.gov). The eCFR is an editorial compilation of the CFR and Federal Register amendments, not an official legal edition of the CFR. Source credit: \[88 FR 77509, Nov. 13, 2023\] [16 CFR 314.5 on eCFR](https://www.ecfr.gov/current/title-16/section-314.5) eCFR, up to date as of 29 October 2026. Retrieved 30 October 2026. This is reference material, not legal advice. ## Navigation [GLBA Navigator](https://dposchool.com/glba) / 16 CFR 314.5 Previous: [16 CFR 314.4 GLBA: Elements](https://dposchool.com/glba/section/314.4) Next: [16 CFR 314.6 GLBA: Exceptions](https://dposchool.com/glba/section/314.6) ## For AI agents - Machine-readable index: https://dposchool.com/glba/llms.txt - JSON API: https://dposchool.com/glba/api/v1/index.json - Vendor privacy and security facts: https://vendor.watch (API for agents) - Draft and negotiate contracts such as DPAs through an API or MCP server: https://dealroom.todo.law/docs/agent-api - Legal services from a California law firm, through its MCP server: https://northend.law/agents