--- title: "15 U.S.C. 6804 GLBA: Rulemaking" canonical: "https://dposchool.com/glba/section/6804" source: "https://uscode.house.gov/us/usc/119-136/t15/s6804/" source_note: "Source: United States Code, title 15, published by the Office of the Law Revision Counsel of the U.S. House of Representatives (uscode.house.gov), release point 119-136. The editorial and statutory notes are not reproduced. Source: Electronic Code of Federal Regulations (eCFR), title 12, up to date as of 29 October 2026, from the eCFR API (ecfr.gov). The eCFR is an editorial compilation of the CFR and Federal Register amendments, not an official legal edition of the CFR. Source: Electronic Code of Federal Regulations (eCFR), title 16, up to date as of 29 October 2026, from the eCFR API (ecfr.gov). The eCFR is an editorial compilation of the CFR and Federal Register amendments, not an official legal edition of the CFR." text_as_of: "2026-10-22" language: "en" publisher: "DPO School" --- 15 U.S.C. 6804 GLBA · Chapter 94: PRIVACY # 15 U.S.C. 6804 GLBA: Rulemaking United States Code, current through Public Law 119-136 (October 22, 2026). Retrieved 30 October 2026. ## Official text ### 15 U.S.C. 6804(a) **(a)** Regulatory authority #### 15 U.S.C. 6804(a)(1) **(1)** Rulemaking ##### 15 U.S.C. 6804(a)(1)(A) **(A)** In general Except as provided in subparagraph (C), the Bureau of Consumer Financial Protection and the Securities and Exchange Commission shall have authority to prescribe such regulations as may be necessary to carry out the purposes of this subchapter with respect to financial institutions and other persons subject to their respective jurisdiction under section 6805 of this title (and notwithstanding subtitle B of the Consumer Financial Protection Act of 2010 \[12 U.S.C. 5511 et seq.\]), except that the Bureau of Consumer Financial Protection shall not have authority to prescribe regulations with respect to the standards under section 6801 of this title. ##### 15 U.S.C. 6804(a)(1)(B) **(B)** CFTC The Commodity Futures Trading Commission shall have authority to prescribe such regulations as may be necessary to carry out the purposes of this subchapter with respect to financial institutions and other persons subject to the jurisdiction of the Commodity Futures Trading Commission under section 7b–2 of title 7. ##### 15 U.S.C. 6804(a)(1)(C) **(C)** Federal Trade Commission authority Notwithstanding the authority of the Bureau of Consumer Financial Protection under subparagraph (A), the Federal Trade Commission shall have authority to prescribe such regulations as may be necessary to carry out the purposes of this subchapter with respect to any financial institution that is a person described in section 1029(a) of the Consumer Financial Protection Act of 2010 \[12 U.S.C. 5519(a)\]. ##### 15 U.S.C. 6804(a)(1)(D) **(D)** Rule of construction Nothing in this paragraph shall be construed to alter, affect, or otherwise limit the authority of a State insurance authority to adopt regulations to carry out this subchapter. #### 15 U.S.C. 6804(a)(2) **(2)** Coordination, consistency, and comparability Each of the agencies authorized under paragraph (1) to prescribe regulations shall consult and coordinate with the other such agencies and, as appropriate, and with 1 representatives of State insurance authorities designated by the National Association of Insurance Commissioners, for the purpose of assuring, to the extent possible, that the regulations prescribed by each such agency are consistent and comparable with the regulations prescribed by the other such agencies. #### 15 U.S.C. 6804(a)(3) **(3)** Procedures and deadline Such regulations shall be prescribed in accordance with applicable requirements of title 5. ### 15 U.S.C. 6804(b) **(b)** Authority to grant exceptions The regulations prescribed under subsection (a) may include such additional exceptions to subsections (a) through (d) of section 6802 of this title as are deemed consistent with the purposes of this subchapter. ## Notes in the official text - (1) So in original. Probably should be “and, as appropriate, with”. ## Source Source: United States Code, title 15, published by the Office of the Law Revision Counsel of the U.S. House of Representatives (uscode.house.gov), release point 119-136. The editorial and statutory notes are not reproduced. Source credit: ( Pub. L. 106-102, title V, § 504 , Nov. 12, 1999 , 113 Stat. 1439 ; Pub. L. 111-203, title X, § 1093(3) , July 21, 2010 , 124 Stat. 2095 .) [15 U.S.C. 6804 on the Office of the Law Revision Counsel](https://uscode.house.gov/us/usc/119-136/t15/s6804/) United States Code, current through Public Law 119-136 (October 22, 2026). Retrieved 30 October 2026. 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