--- title: "15 U.S.C. 6827 GLBA: Definitions" canonical: "https://dposchool.com/glba/section/6827" source: "https://uscode.house.gov/us/usc/119-136/t15/s6827/" source_note: "Source: United States Code, title 15, published by the Office of the Law Revision Counsel of the U.S. House of Representatives (uscode.house.gov), release point 119-136. The editorial and statutory notes are not reproduced. Source: Electronic Code of Federal Regulations (eCFR), title 12, up to date as of 29 October 2026, from the eCFR API (ecfr.gov). The eCFR is an editorial compilation of the CFR and Federal Register amendments, not an official legal edition of the CFR. Source: Electronic Code of Federal Regulations (eCFR), title 16, up to date as of 29 October 2026, from the eCFR API (ecfr.gov). The eCFR is an editorial compilation of the CFR and Federal Register amendments, not an official legal edition of the CFR." text_as_of: "2026-10-22" language: "en" publisher: "DPO School" --- 15 U.S.C. 6827 GLBA · Chapter 94: PRIVACY # 15 U.S.C. 6827 GLBA: Definitions United States Code, current through Public Law 119-136 (October 22, 2026). Retrieved 30 October 2026. ## Official text For purposes of this subchapter, the following definitions shall apply: #### 15 U.S.C. 6827(1) **(1)** Customer The term “customer” means, with respect to a financial institution, any person (or authorized representative of a person) to whom the financial institution provides a product or service, including that of acting as a fiduciary. #### 15 U.S.C. 6827(2) **(2)** Customer information of a financial institution The term “customer information of a financial institution” means any information maintained by or for a financial institution which is derived from the relationship between the financial institution and a customer of the financial institution and is identified with the customer. #### 15 U.S.C. 6827(3) **(3)** Document The term “document” means any information in any form. #### 15 U.S.C. 6827(4) **(4)** Financial institution ##### 15 U.S.C. 6827(4)(A) **(A)** In general The term “financial institution” means any institution engaged in the business of providing financial services to customers who maintain a credit, deposit, trust, or other financial account or relationship with the institution. ##### 15 U.S.C. 6827(4)(B) **(B)** Certain financial institutions specifically included The term “financial institution” includes any depository institution (as defined in section 461(b)(1)(A) of title 12), any broker or dealer, any investment adviser or investment company, any insurance company, any loan or finance company, any credit card issuer or operator of a credit card system, and any consumer reporting agency that compiles and maintains files on consumers on a nationwide basis (as defined in section 1681a(p) of this title). ##### 15 U.S.C. 6827(4)(C) **(C)** Securities institutions For purposes of subparagraph (B)⁠— ###### 15 U.S.C. 6827(4)(C)(i) **(i)** the terms “broker” and “dealer” have the same meanings as given in section 78c of this title; ###### 15 U.S.C. 6827(4)(C)(ii) **(ii)** the term “investment adviser” has the same meaning as given in section 80b–2(a)(11) of this title; and ###### 15 U.S.C. 6827(4)(C)(iii) **(iii)** the term “investment company” has the same meaning as given in section 80a–3 of this title. ##### 15 U.S.C. 6827(4)(D) **(D)** Certain persons and entities specifically excluded The term “financial institution” does not include any person or entity with respect to any financial activity that is subject to the jurisdiction of the Commodity Futures Trading Commission under the Commodity Exchange Act \[7 U.S.C. 1 et seq.\] and does not include the Federal Agricultural Mortgage Corporation or any entity chartered and operating under the Farm Credit Act of 1971 \[12 U.S.C. 2001 et seq.\]. ##### 15 U.S.C. 6827(4)(E) **(E)** Further definition by regulation The Federal Trade Commission, after consultation with Federal banking agencies and the Securities and Exchange Commission, may prescribe regulations clarifying or describing the types of institutions which shall be treated as financial institutions for purposes of this subchapter. ## Source Source: United States Code, title 15, published by the Office of the Law Revision Counsel of the U.S. House of Representatives (uscode.house.gov), release point 119-136. The editorial and statutory notes are not reproduced. Source credit: ( Pub. L. 106-102, title V, § 527 , Nov. 12, 1999 , 113 Stat. 1449 .) [15 U.S.C. 6827 on the Office of the Law Revision Counsel](https://uscode.house.gov/us/usc/119-136/t15/s6827/) United States Code, current through Public Law 119-136 (October 22, 2026). Retrieved 30 October 2026. 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