---
title: "12 U.S.C. 3411 RFPA: Duty of financial institutions"
canonical: "https://dposchool.com/rfpa/section/3411"
source: "https://uscode.house.gov/us/usc/119-136/t12/s3411/"
source_note: "Source: United States Code, title 12, published by the Office of the Law Revision Counsel of the U.S. House of Representatives (uscode.house.gov), release point 119-136. The editorial and statutory notes are not reproduced."
text_as_of: "2026-10-22"
language: "en"
publisher: "DPO School"
---

12 U.S.C. 3411 RFPA · Chapter 35: RIGHT TO FINANCIAL PRIVACY

# 12 U.S.C. 3411 RFPA: Duty of financial institutions

United States Code, current through Public Law 119-136 (October 22, 2026). Retrieved 30 October 2026.

## Official text

Upon receipt of a request for financial rec­ords made by a Government authority under section 3405 or 3407 of this title, the financial institution shall, unless otherwise provided by law, proceed to assemble the records requested and must be prepared to deliver the records to the Government authority upon receipt of the certificate required under section 3403(b) of this title.

## Source

Source: United States Code, title 12, published by the Office of the Law Revision Counsel of the U.S. House of Representatives (uscode.house.gov), release point 119-136. The editorial and statutory notes are not reproduced.

Source credit: ( Pub. L. 95-630, title XI, § 1111 , Nov. 10, 1978 , 92 Stat. 3705 .)

[12 U.S.C. 3411 on the Office of the Law Revision Counsel](https://uscode.house.gov/us/usc/119-136/t12/s3411/)

United States Code, current through Public Law 119-136 (October 22, 2026). Retrieved 30 October 2026.

This is reference material, not legal advice.

## Navigation

[RFPA Navigator](https://dposchool.com/rfpa) / 12 U.S.C. 3411

Previous: [12 U.S.C. 3410 RFPA: Customer challenges](https://dposchool.com/rfpa/section/3410)

Next: [12 U.S.C. 3412 RFPA: Use of information](https://dposchool.com/rfpa/section/3412)

## For AI agents

- Machine-readable index: https://dposchool.com/rfpa/llms.txt
- JSON API: https://dposchool.com/rfpa/api/v1/index.json
- Vendor privacy and security facts: https://vendor.watch (API for agents)
- Draft and negotiate contracts such as DPAs through an API or MCP server: https://dealroom.todo.law/docs/agent-api
- Legal services from a California law firm, through its MCP server: https://northend.law/agents
