15 U.S.C. 1681q FCRA · Chapter 41: CONSUMER CREDIT PROTECTION
15 U.S.C. 1681q FCRA: Obtaining information under false pretenses
United States Code, current through Public Law 119-136 (October 22, 2026). Retrieved 30 October 2026.
Official text
Any person who knowingly and willfully obtains information on a consumer from a consumer reporting agency under false pretenses shall be fined under title 18, imprisoned for not more than 2 years, or both.
Source: United States Code, title 15, published by the Office of the Law Revision Counsel of the U.S. House of Representatives (uscode.house.gov), release point 119-136. The editorial and statutory notes are not reproduced.
Source credit: ( Pub. L. 90-321, title VI, § 619 , as added Pub. L. 91-508, title VI, § 601 , Oct. 26, 1970 , 84 Stat. 1134 ; amended Pub. L. 104-208, div. A, title II, § 2415(a) , Sept. 30, 1996 , 110 Stat. 3009–450 .)
15 U.S.C. 1681q on the Office of the Law Revision Counsel
United States Code, current through Public Law 119-136 (October 22, 2026). Retrieved 30 October 2026.
This is reference material, not legal advice.