Court of Justice judgment · Case C-634/21
OQ v Land Hessen
- Case
- C-634/21
- Court
- Court of Justice
- Date of judgment
- 7 December 2023
- ECLI
- ECLI:EU:C:2023:957
- Instrument
- Regulation (EU) 2016/679 (GDPR)
- Provisions
- Article 22(1), Article 6, Article 15(1)(h)
Holding (summary, not the official text)
Automated credit scoring by a credit agency is itself an automated individual decision under Art. 22(1) where a third party, such as a bank, draws strongly on the score to decide whether to contract with the person.
Checked against the official source on 28 October 2026.
Only the judgment as published by the Court of Justice is authoritative. This is reference material, not legal advice.